Transfers of Equity

A transfer of equity takes place when a mortgaged property changes hands, with at least one of the original owners remaining on the title.

You may wish to undertake a transfer of equity if you are:

getting married and wish to transfer your property into joint names.
getting divorced or separated, and wish to transfer the property from joint to single names.
or if you are advised to do so for tax reasons by your financial advisor.

As there is usually no requirement for searches or enquiries to take place, transfers are generally more straightforward than traditional purchases. Our team have a wealth of experience in transfers and can guide you through the process, including dealing with your mortgage lenders and completing the registration of the transfer at the Land Registry.

Declarations of trust

Adding someone to the title of a property affords them certain legal rights, and is therefore a more serious process than it may seem. For example, if you are adding a new partner to the title, you need to think about what should happen if one of you dies; should the house pass automatically to the survivor or via your will? If your relationship breaks down, how much of the equity should each party be entitled to? Who should make the mortgage payments? Our team will help you carefully consider these issues.

What our clients say

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"We used this wonderful firm for a recent home sale and purchase, their service was outstanding. Everything was carried out with the utmost care and attention and all the staff including a senior Partner were so friendly and helpful. Absolutely top notch." Anon
Over the past 8 years Teresa Braddon and her team have created my Will and have done numerous conveyancing transactions for myself and my family. I have found Teresa and her Team most helpful and efficient. Everything was carried out with care and attention. All the staff including Teresa, a senior Partner, were friendly and helpful. I would recommend Braddon and Snow and their services." Tony Stavrou
I would highly recommend Braddon & Snow to anybody, very professional and efficient service. They treat you like a person rather than just a number. I am mentally disabled and sometimes I do not get respect or understanding shown to me. Braddon & Snow couldn’t of been more kind and they always took the time to explain all the legal terminology to me so I understood. I would especially like to thank Emily Morten and Jane Blackett as they really went above and beyond what they had to. Value for money and excellent staff. Use this company. Mr M Brooke
Thank you all so very much for all your help and kindest attention over the years. In every conceivable way you go out of your way, above and beyond any expectations. You are incredible, and all your team are unbelievably pleasant. I hope these few lines go a little way to thank you so very much. Mr M Ledger