Transfers of Equity

A transfer of equity takes place when a mortgaged property changes hands, with at least one of the original owners remaining on the title.

You may wish to undertake a transfer of equity if you are:

getting married and wish to transfer your property into joint names.
getting divorced or separated, and wish to transfer the property from joint to single names.
or if you are advised to do so for tax reasons by your financial advisor.

As there is usually no requirement for searches or enquiries to take place, transfers are generally more straightforward than traditional purchases. Our team have a wealth of experience in transfers and can guide you through the process, including dealing with your mortgage lenders and completing the registration of the transfer at the Land Registry.

Declarations of trust

Adding someone to the title of a property affords them certain legal rights, and is therefore a more serious process than it may seem. For example, if you are adding a new partner to the title, you need to think about what should happen if one of you dies; should the house pass automatically to the survivor or via your will? If your relationship breaks down, how much of the equity should each party be entitled to? Who should make the mortgage payments? Our team will help you carefully consider these issues.

What our clients say

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"Over the past 8 years Teresa Braddon and her team have created my Will and have done numerous conveyancing transactions for myself and my family. I have found Teresa and her Team most helpful and efficient. Everything was carried out with care and attention. All the staff including Teresa, a senior Partner, were friendly and helpful. I would recommend Braddon and Snow and their services." Tony Stavrou
"I would highly recommend Braddon & Snow to anybody, very professional and efficient service. They treat you like a person rather than just a number. I am mentally disabled and sometimes I do not get respect or understanding shown to me. Braddon & Snow couldn’t of been more kind and they always took the time to explain all the legal terminology to me so I understood. I would especially like to thank Emily Morten and Jane Blackett as they really went above and beyond what they had to. Value for money and excellent staff. Use this company." Mr M Brooke
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"We found dealing with Braddon & Snow very pleasant and relaxed. We had a few problems dealing with the seller's leaseholder solicitors which needed a lot of patience and Teresa and Laya were very helpful at all times and very easy to communicate with." R & J Keith